Membership benefits

Members working in an enterprise covered by a collective agreement enjoy:

About collective agreements 

Enterprise not covered by a collective agreement

If you are a member, but work in an enterprise that is not covered by a collective agreement, you are still entitled to assistance in the event of involuntary part-time work or a breach of the Norwegian Working Environment Act as well as in the event of an occupational injury or dismissal. 

Insurance options offered by Fellesforbundet

LOfavør Home Contents Insurance: A full-value insurance of contents and movables that also includes liability insurance, legal aid insurance and insurance of your contents and movables. The insurance does not cover student members.

LOfavør Basic Insurance: This insurance policy provides financial ‘first aid’ in the form of a one-off payment when a member, spouse/cohabitant or child dies. The insurance does not cover student members.

LOfavør Accident Insurance: This insurance policy provides financial support in the event of death, disability and treatment expenses resulting from an accident that has occurred outside working hours. All members below the age of 70 are eligible for this insurance – with the exception of student members.

Download insurance brochure (in Norwegian)

Self-payment insurance

LOfavør Legal Aid Insurance: All professionally active members of Fellesforbundet are eligible for this scheme from 1 May 2020. The insurance policy applies to key areas of law in private life, such as family and inheritance, purchase of goods, rent, neighbour disputes, insurance claims and revocation of driver’s licence.

Find out more about legal insurance (in Norwegian).

LOfavør Travel Insurance: The insurance policy covers the whole family, 24 hours a day, globally. No excess or cancellation insurance is included.

Find out more about travel insurance (in Norwegian).

Very favourable mortgage rates

LOfavør offers members a range of benefits. Check out the new LOfavør Mortgages (in Norwegian) which offers a very favourable rate.

Support for further/continuing education/training

If you are a member of the Fellesforbundet (and not a student) and have been a member for the past three years, you will be able to apply for support from the Confederation of Trade Unions’ (LO) educational fund! The fund provides support for full-year educational/training courses as well as for shorter courses.

Find out more about support for further education/training (in Norwegian)

Self-employed

You can become a member of Fellesforbundet even if you are self-employed. 

Find out more here (in Norwegian).